Welcome to Title loans Bridgeport
Welcome to Bridgeport auto title loan service. We are glad to be of assistance if you need a car title loan or need quick cash today.
It’s easy to become overwhelmed with debt but, there are some options available to work with. Title loans Bridgeport is available today. As the leader in this type of loan service and we would love the opportunity to serve you. Good credit, bad credit- it does not matter as we can help you. It is simple as we don’t use your credit score to determine your eligibility! What we use is Blue Book value of your car or truck.
It’s not easy to get yourself out of mountain of debt when you are buried so far down in it. You are there because you have a medical emergency, an unexpected expense, or a bill that went unpaid but for whatever reason you are in debt will not matter to us. We offer a simple process to obtain car title loan within a short amount of time. We are one of the leading companies that offer low interest financial assistance through car title loans.
We have a long standing history of playing an important role in quick loans with no hassle and no credit checks. We provide professional customer service to everyone who enters our door. We have experienced staff working with you throughout the loan process.
Car Title Loans for Bad Credit
You may have tried to obtain a low-interest loan lender but unfortunately, you found out that you weren’t eligible for this type of loan. Good news, with car title loans, it is easy for anyone to be approved, no matter the score looks like. We don’t go by your credit score. In fact, we won’t even check your credit score. Log online and fill out our easy to use simple online form submission. Get an answer back quickly with the amount of money you are eligible for. While you are waiting, feel free to check our online loan calculators.
Do you want to improve your credit score?
Even though we don’t use your credit score to determine your eligibility, we do report repayment of our loans which will ultimately improve the ratings of your credit score. So now a car title loan can not only give you money in your pocket when you need it the most, it can also improve your credit score as well. It’s important to note that car title loans are not a long term solution. They are a short term solution to an emergency. As long as you pay back your loan on time, you are increasing the ratings on your credit score. While title loans are given on a short-term basis, it doesn’t help you with a large amount of money, but it does help you build your credit score.
The repayment on auto title loan period is thirty days. The reason for a short term loan period is due to the fact that a high interest rate is being charged to the loan. Over time, this could add up, causing you to pay more for the interest than you would for the principal. While you have a short term loan with us, your vehicle title will be sent in to add the name of specific title loan lender to it. Once the loan is paid in full, the loan will be returned and the title will be cleared.
Get Approved for a Car Title Loan Now!
Because car loans have a thirty day term, most people will wait until their thirty days are up to pay however if you want to pay off the loan early, you have that right to do just that. In fact, you will only be charged the interest on the days that you used it. You also have the option to extend the loan for another thirty days. However, the loan would be classified as a brand new title loan for that thirty day period and you will have new terms and conditions to go along with it.
What Documents Should I bring?
When you apply for a short term loan, please bring the following documents for verification:
- Car Title
- Proof that you have Vehicle insurance
- Registration of the vehicle in which you want to put up as collateral
- Your drivers’ license
- Your car
You will need to verify the information provided in these documents while filling out the short loan application. If you apply online, you simply bring this information with you when you do come to our office to finish up the paperwork and obtain your loan. Once you are in the office, we will verify your information, take pictures of the vehicle that you are bringing in, determine the amount you are eligible for, and go over the terms of the loan.
Should you obtain an Auto Title Loan?
A car title loan is a loan that is secured by a title to a vehicle. If you agree to the terms of a loan then the lender will secure the loan by placing a lien on the title of the vehicle in which you will put up as collateral. Once you sign the loan papers, you will also sign an agreement that will list the terms and conditions of the loan. Once you pay back the loan in full, the title will be returned to you in your name. It’s important to remember that these car title loans are short term and are not to be mistaken for a long term solution to financial freedom. If you feel overwhelmed in debt, you may benefit from speaking to a consultant that can assist you.
If you should declare default on your loan, collection agencies will be calling you to help collect the debt. Debt collectors will conform to the Fair Debt Collection Practices Act but no debt collector has the right to harass or make any type of false promise to consumers. They are also not able to engage in any type of threats.
Our site, Title Loan Bridgeport is user-friendly and we have the common questions that we are asked. Know more about car title loans provided by Title loan Bridgeport.
Question 1: Why don’t you run a credit check?
We don’t need to run a credit check because our short term loans are secured. If we ran a credit score check, your credit would lose points which can affect your credit in the future. We do verify the information you provide through a car title, driver’s license, social security number (SSN), as well as your individual identity.
Question 2: What is the Maximum Amount to Borrow?
The amount that you are eligible to borrow depends on several factors; the condition of your automobile, the make, and the model. Short term loans are available up to $2500.00
Question 3: How do I know if I Qualify?
It does not matter how you pay back the loan. All that we are concerned with and need to know is that you can make your payments and you can guarantee repayment of the loan. In fact, we don’t even need to know what you need the money for.
Question 4: How much will a loan cost?
There are no extra charges just to apply for a loan. If you decide you don’t want to take out the loan, you have 48 hours after approval in order to accept it or decline it. We will discuss our policies with you before you leave to ensure that you understand the terms of the loan.
Question 5: How long do I have to pay my loan back?
Our loans are for thirty days only. You will be required to pay both the principal and the interest on your thirty day due date. If you decide to extend the loan for another thirty day, you will be responsible for paying renewal fees. No loans can go over 180 days.
Know More About Title Loan Calculator Online – A Helpful Tool!
Sometimes it helps to know ahead of time how much you will pay. In order to help you and to ease the anxiety of not knowing, we have added a calculator for you to estimate your costs. There are input fields to enter your information on. These input fields include the loan amount, which is the amount of money you want to borrow and the interest rate which is the annual percentage rate (APR) that is currently offered. The last input field features the term of the loan. It is the amount of time that you will have to repay the loan.
Get a title loan today- quick and easy!
Stop by one of our offices and we will be here to help you. Our loan officers will first answer any questions you may have to help you get the cash you need. Get the cash the same day. Our customers are happy and you can be too. Do you still have questions? Give us a call and let us answer them for you. It’s not too late to get approved. We love walk-ins so come and visit us when you are around. If you are running behind, fill out our application online. It will come to our office where you can stop in and talk to one of our knowledgeable loan officers.